SR22 Insurance Bangor Maine ME
Reader’s Question:
I hope someone from Maine can take time to explain to me briefly SR-22 high risk auto insurance financial responsibility information in Bangor, Maine.
Ethel
Bangor, Maine ME
First of all let me inform you that just like any other state, the State of Maine has minimum mandatory insurance coverage of 50/100/25: that is coverage of $50,000 bodily injury for one person in one accident, $100,000 for two or more persons in one accident, and $25,000 property damage incurred in one accident.
When you are in Maine, it is illegal to operate motor vehicles, motorcycles, mopeds or golf carts on Maine roadways without liability insurance coverage. What is also illegal is for any motor vehicle owner to allow anyone else to drive the vehicle without insurance. The State of Maine also requires uninsured motorist bodily injury and medical payment coverage.
Law enforcement officials in Bangor, Maine ME will usually ask for proof of insurance at the time of a traffic stop or at the time of an accident in which damage or injury occurs. A valid insurance card from a local insurer in Bangor, Maine must be presented to provide proof of insurance coverage. But if a policy has lapsed or has not been renewed, the Maine Department of Motor Vehicles (DMV) will suspend operator’s privileges until proof of insurance is provided to them.
Accumulation of violations, such as reckless driving, driving under the influence (DUI) or (DWI), or refusal to test, at fault accidents or driving without insurance, the Maine DMV will mandate proof of financial responsibility in the form of SR-22 insurance. This insurance is also known as high-risk auto insurance and will not be available from all auto insurance providers in Bangor, Maine ME.
Tags: DUI auto insurance, non-owner auto insurance, non-owner policy, sr22, SR22 filing