South Potrland SR22
Q: I have a South Portland SR22, but I use public transportation a lot. I’ve been thinking of just going to public transportation full time so I don’t have o pay the high premiums. What do you think?
A: You can do it however you like, so long as you consider all of your options. Remember that if you cancel your South Portland SR22 insurance policy, you will have your license suspended. While it’s suspended, you don’t have to file the SR22 and at the end of the three year period which started when your license was first suspended, the SR22 will no longer be required even with your license. However, you will still have to pay all over again all of the fees and fines involved in reinstating your driver’s license.
If you don’t want to give up the freedom of having your own car to drive around in, you might consider finding out if your car insurance company will put a low mileage discount on your South Portland SR22 policy. Nine times out of ten, you need to have a yearly mileage of less than five thousand miles to qualify for his, although some companies add it up day by day by forty miles a day.
Other companies have another discount for people who cut down on driving to take the bus, sort of an environmental discount. You might be able to get this as well.