Car Insurance Portland Maine
Reader’s Question:
What are the state laws in Maine on insurance of a vehicle? If insurance lapses will my vehicle registration be suspended in Portland ME? Do insurance providers actually report to the state of Maine if insurance is lapsed?
Beth
Portland, ME
A individual may not register a vehicle in Maine unless the individual satisfies the Secretary of State that the car is covered by a liability insurance policy. Violation of this section of the law is a traffic violation, for which a forfeiture of not less than $100 and not more than $500.
A car owner is mandated to have the State minimum liability coverage of $50,000/$100,000/$25,000 in Maine.
Yes, in Maine insurance providers are required to notify the ME Bureau of Motor Vehicles (BMV) when an individual’s insurance has lapsed, cancelled or otherwise has been terminated. If this has been done you must show proof of active insurance to avoid suspension of your driving privilege. Without this the auto owner’s registration certificate and plates for the uninsured car will be suspended.