Auto Insurance Rate Portland Maine ME
Reader’s Question:
I received a speeding ticket in Portland Maine but I have a NY State license. Someone told me that I will not get a deduction in points for my license, is this correct? What about my car insurance? Will it go up?
Naomi
Portland, ME
New York and Maine are both members of the Drivers License Compact (DLC) so the Maine traffic court or ME Bureau of Motor Vehicles will notify the NY State Department of Motor Vehicles that you have received speeding ticket.
The New York DMV though has decided not to record out of state infractions unless from Ontario or Quebec. The Department of Motor Vehicle also does not add points to your driving record for out of state moving violations.
Since the Portland Maine speeding violation is not being placed on your NYS driving record or being assigned points it is unlikely that your insurance provider would see this out of state ticket but not impossible. If they are notified of the ME speeding ticket then it would depend upon your insurance carrier’s rating system if your car insurance rates would go up or not. You can verify about your insurance company’s rating system from your insurance agent or the New York Department of Insurance with whom rates must be filed with.
Tags: auto insurance premium, car insurance rate, insurance, traffic violation