Auto Insurance Maine ME
Reader’s Question:
My wife had an accident with his employer’s vehicle about three years ago and the employers insurance paid for it all in Maine. When we sign up for new personal auto insurance do we have to inform them about the accident in his employer’s vehicle?
Kris
Portland, ME
Though the claim for your wife’s accident in his employer’s or company vehicle in Maine was paid by the employer’s insurance, the accident itself is likely on your wife’s driving history. So while the claim for the accident may not affect your personal car insurance, the accident being on your wife’s motor vehicle record may.
If the personal car insurance provider requests information on accidents and moving infractions that have happened in the past it is best to be as honest and upfront as possible.
When filling out a car insurance application or renewal information form it is best to give as accurate information as possible. So when applying for auto insurance if you or your wife are asked if you have been involved in an accident in the past five years you should in list this accident.