Reader’s Question:

If I stop driving, take my car insurance off and put my vehicle into storage in Auburn, Maine , how will this affect my future car insurance rates when I want to start driving again?

Billy

Auburn, ME

If you plan on placing your vehicle in storage in Auburn, Maine and removing insurance on it, make sure to verify with your state’s Department of Motor Vehicles in Maine to check what you will need to do with them to comply with state laws. In many states you will need to turn in your plates and registration since the vehicle is off the road and without insurance.

As for the insurance concern, you will likely lose some discounts, such as discounts for renewal and without having an insurance company for a few years or so some insurance carriers may not choose to insure you. Some car insurance carriers will not write you an insurance policy without at least 6 months prior insurance.

Due to what the insurance carriers will see as a gap in carrying car insurance, your auto insurance rates will likely be higher than what they are now when you first put an insurance policy back on the vehicle and started operating it. If you do put your vehicle in storage, when you decide to use it again and need insurance, You can check for cheap auto insurance quote here with companies that will insure you even after a gap in your auto insurance coverage.

Tags: auto insurance lapse, autos

Reader’s Question:

What will be the fine if you drive with a suspended license in Lewiston, Maine?

Mark

Lewiston, ME

Fine amounts for moving violations within the state of Maine including Lewiston are established by the Chief Judge of Maine District Court pursuant to state statutes. Therefore the fine amounts are regularly set by this entity with minimum and maximum amounts authorized by the statute.

There is a site run by the government of Maine in which one can find out what a fine should be for driving with a suspended license. Here you can review your traffic violation record, pay outstanding fines or verify a court date. You are able to obtain this information by typing in the ticket number found at the top right of your citation or ticket.

Now if you were driving with a suspended license due to an OUI conviction there are other penalties that might apply, such as temporary impoundment of the vehicle and 1 to 3 years added onto the suspension, imprisonment, revocation of your driver’s license.

Tags: auto insurance, automobile, Driving without License

Reader’s Question:

In Maine, what is the fine for driving with a suspended license?

Abigail

Portland, ME

Fine amounts for moving violations within Maine state are established by the Chief Judge of Maine District Court pursuant to state statutes. Therefore the fine amounts are set regularly by this entity with minimum and maximum amounts authorized by the statute.

There is a site run by the government of Maine in which one can verify what a fine should be for driving with a suspended license. The website can provide you information on your violation record, pay outstanding fines, verify a court date. You are able to obtain this information by typing in the ticket number found at the top right of your citation or ticket.

Now if you were driving with a suspended license due to an earlier DUI/DWI/OUI conviction there are other penalties that might apply, such as temporary impoundment of the car and 1 - 3 years added onto the revocation or suspension of your driver’s license and imprisonment.

Tags: auto insurance, Driving without License